The concept behind workers’ compensation (WC) insurance is that employees have coverage for injuries sustained on the job (and secondarily that if they get the compensation that they won’t sue their employer). Nowadays all US states have WC laws.
But, what if churches provided or paid into a fund to provide spiritual workers’ comp? While I suppose pastors could fall out of the pulpit on the job, strain their vocal chords, get a typing injury, most won’t. But, I would contend that most pastors suffer under the weight of the pastoral care needs of their congregation. Being exposed repeatedly to crises, conflict, attack, and other weighty matters, pastors may become broken themselves. Imagine if churches or denominations provided recovery care for these matters. Just as in worker’s comp, there might be requirements that the pastor go to a specific specialist.
Wouldn’t this be novel? Of course WC doesn’t do prevention work–which is what pastors need. But, it might get a congregation to admit that exposing a pastor to endless supplies of brokenness is going to create brokenness in the pastor.